Penser Consulting is a specialist consulting firm focused on the payments industry. Based in London, we work across Europe, Asia and North America. Our clients range from private equity funds and their portfolio companies, to large retailers and global financial institutions. We are a team of highly experienced executives who have worked in payments on every continent, ranging from large Fortune 100 companies to innovative start-ups growing rapidly.


Our Expertise

We are at the forefront of the digital payments revolution. Our expertise spans traditional systems and emerging technologies within payments.

Mobile payments

Online payments

Money Transfers

  • International money transfers
  • Domestic P2P transfers
  • B2B and B2C transfers
  • Learn more…

Our Services

We are a full service practice and provide end-to-end support on building and growing your business.

  • Strategy
  • Product development
  • Sales & marketing
  • International expansion & market entry
  • Data analytics & insights
  • Mergers & Acquisition advisory services
  • Technology
  • Operations

About Us

We are payments industry experts first and foremost. We believe in assisting clients from strategy through to execution. Comprised of people who know how to operate successfully in startups as well as Fortune 500 companies, we are adept at delivering on complex engagements that cut across business lines, cultures, time zones and stakeholders. We thrive in high pressure situations with a focus on tangible results.

 

Learn more…


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Penser Consulting speaks at Payments International 2017

September 2017 Penser Consulting is excited to be speaking at Payments International Conference in London on Developments in Mobile Payments. See the full agenda here https://finance.knect365.com/payments-international/agenda/3

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Penser Consulting speaks at London Fintech Week 2017

July 2017 Penser Consulting is excited to be speaking at London Fintech Week on The International Payments Ecosystem. See the full agenda here https://www.fintechweek.com/agenda

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Mobile Payments in Asia

May 2017 Mobile Payments in Asia A snapshot of mobile payments readiness in select Asian countries

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Mobile Wallets in India

May 2017 Mobile Wallets in India Demonetisation has led to a significant increase in the use of mobile wallets in India, and the government has announced a… Read More

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Penser Consulting speaks at Payments International 2016

December 2016 Penser Consulting was honoured to be invited to be speak at Payments International 2016 on ‘Mobile Initiatives – From Wallet Wars & New Innovators To… Read More

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Mobile payments still a work in progress

October 2016 Penser Consulting quoted in the The Sunday Times, the UK’s largest selling newspaper: ‘Mobile payments still a work in progress’ – http://raconteur.net/technology/mobile-payments-still-a-work-in-progress

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Apple Pay Needs to Prove It’s Actually Better Than a Physical Wallet – BackChannel.com

9 September 2016 By April Glaser Quotes from Kebbie Sebastian, MD of Penser Consulting https://www.wired.com/2016/09/apple-pay-needs-to-prove-its-actually-better-than-a-physical-wallet/

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War of the Mobile Wallets – July 2016

31 July 2016 Global coverage of Apple Pay, Android Pay and Samsung Pay, and their key competitors in each country

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War of the Mobile Wallets – June 2016

30 June 2016 Global coverage of Apple Pay, Android Pay and Samsung Pay, and their key competitors in each country

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Penser Consulting speaking at Mobile World Congress 2016

22 February 2016 Penser Consulting is honored to be invited to speak at Mobile World Congress 2016 on The Remote Payments Opportunity. As the world’s largest and… Read More

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BBC Money Box interview: Can We Live Without Cash?

5 January 2016 BBC Money Box once again interviews Penser Consulting on living in a cashless society. Click here for the full interview – http://bbc.in/1R3cFP3

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BBC Money Box interviews Penser Consulting on The Payments Revolution

18 November 2015 Kebbie Sebastian, Managing Director of Penser Consulting was a guest on the BBC’s Money Box programme, where he shared his thoughts on new ways… Read More

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World’s biggest money transfer markets

6 October 2015 World’s biggest money transfer markets and money remittance corridors.

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The Mobile Innovations Awards 2015

30 June 2015 Penser Consulting is honoured to be among the panel of judges for the The Mobile Innovations Awards 2015. This ceremony will take place at… Read More

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Penser Consulting to speak at Mobile Commerce & Banking 2015

Penser Consulting MD Kebbie Sebastian will be presenting on ‘Beyond Payments: The Convergence of Mobile, Loyalty and Analytics’. http://www.openmobilemedia.com/mobile-payments-europe/conference-speakers.php  

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Carmakers hunt for share of the mobile wallet market – FT.com

9 April 2015: By Sarah Mishkin Quotes from Kebbie Sebastian, MD of Penser Consulting https://www.ft.com/content/4204200e-d999-11e4-a8f1-00144feab7de

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How Facebook plans to wrestle its way into mobile payments

23 October 2014: Facebook is major force in social media Facebook has managed to stay relevant despite predictions that its demise would come about as soon as… Read More

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How PayPal will compete in a world with Apple Pay

5 October 2014: For those who have been eagerly watching and waiting for the day when the leather wallet will be made extinct by mobile payments, Apple… Read More

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Big data: What’s the big deal?

3 October 2014: Penser Consulting answers the key questions:  What is big data, and why does it matter? How can big data drive business decisions? How can… Read More

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Amazon muscles in on store payments with credit card reader – Financial Times

24 September 2014: By Sarah Mishkin in San Francisco and Murad Ahmed in London Quotes from Kebbie Sebastian, MD of Penser Consulting http://on.ft.com/VlmIUJ

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How Apple Can Change the Payments Landscape

6 September 2014: How Apple Can Change the Payments Landscape Dina Papamichael, Penser Consulting @PenserConsult With much speculation surrounding the upcoming iPhone 6 release, there has been… Read More

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